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How to Save not Skimp

Don’t go to the grocery story hungry! Always go with a list, to avoid buying unnecessary items.

Take advantage of seasonal produce. When berries are on sale, stock up, and freeze them.

Limit buying perishables. Make sure you’re only buying what you’re going to consume right away, so you do not waste any.

Stock up on non-perishables, such as canned and dry goods to carry you through when you are short on cash.

Buy non-name brands. They are often times just as good, and less expensive.

Use Coupons. Sunday Newspapers are cheap and have loads of Coupons and Sales. Or use online coupon sites.

“You can find cheap ways to Exercise to Stay Fit.” You don’t have to pay for a membership to the gym!

Some ways to save on Exercise for Your Health:

  • Walking. It doesn’t cost a dime and you can do it anywhere.
  • Jump-Rope. It’s a inexpensive device that can really get your heart rate up. It produces a similar workout to what you would get at a gym.
  • Use your own body weight, or cheap alternatives, as resistance. Doing push-ups, sit-ups and body weight squats.  You can use bottles filled with water or sand or inexpensive elastic bands to provide weight resistance.
  • Gardening. No I’m not kidding on this one.  Picking weeds, trimming trees, raking and shoveling all provide great exercise for your abs, arms, legs, and your heart.

Miscellaneous Savings for your home:

Check out Garage Sales, Second Hand Stores, Flea Markets and Swap Meets. You can find great treasures at great prices.

But make sure you don’t take too much cash with you so you don’t get carried away!

Also check out Craigslist or other local Classifieds and Ebay for some great deals.

Find Fun Things to do at Home.   Have a Family Fun Night!

Turn off the TV(s) and the Computer(s), and instead of spending a fortune taking the family out for fast food and a movie, try barbecuing at home, and playing a Board Game together (yes they still make them) or play a Game of Cards.

You’ll have allot more fun spending quality time interacting and enjoying each others company.

If you can stay on a Budget through both Good and Bad Times your life won’t be like riding a roller coaster, it will be a smooth ride all the way!


 

Best Month to Buy Stuff


January

Linens

Electronics

Cameras

Computers

Small appliances

Air conditioners

Carpeting and flooring

Furniture

Winter clothes

Toys (on clearance after the holidays)

Bicycles

Christmas gift wrap

Christmas decorations

Athletic shoes

Exercise equipment

Motorcycles

Houses

Boats

Anything from thrift stores

February

Big screen TVs (before the Super Bowl)

Cameras

Motorcycles

Boats

Air conditioners

Tools

recliners

March

Boats

April

Electronics
Vacuums
Cookware
Tires and other car care supplies

May

Party supplies (disposable plates, cups, napkins and utensils)
Grill supplies (charcoal, lighter fluid)
Vacuums
Cookware

June

Non-food:
Tools (around Father’s Day)

July

Grill supplies (charcoal, lighter fluid)

Party supplies (disposable plates, cups, napkins and utensils)

Furniture

August

Pool supplies
Outdoor toys
Outdoor furniture
Bathing suits
Summer clothes
Summer shoes

September

Grill supplies (charcoal, lighter fluid)
Party supplies (disposable plates, cups, napkins and utensils)
School supplies
Large appliances (refrigerators, stoves, washers, dryers)
Cars
Lawn mowers
Grills
Trees, shrubs and bulbs

October

Large appliances

Lawn mowers

Grills

Tires and other car care supplies

Jeans

Trees, shrubs and bulbs

November

Aluminum foil
Plastic wrap
Disposable baking pans
Cookware
Electronics
Tools
Carpeting and flooring
Trees, shrubs and bulbs

December

Disposable baking pans
Aluminum foil
Plastic wrap
Electronics
Computers
Carpeting and flooring
Tools
Toys
Winter clothes
Cars
Motorcycles